1. Introduction Digital Impact Club LLC (hereinafter, the "Owner," "we," or "our company") respects the privacy of its users and is committed to protecting it in accordance with this Privacy Policy (hereinafter, the “Policy”). This Policy describes the types of information we may collect from you or that you may provide to us when you visit our official website https://www.goldenlife.academy, as well as our practices for collecting, using, maintaining, protecting, and disclosing that information. This Policy applies to the information we collect: On this website. Through forms, tools, and platforms directly connected to the website or redirected from channels such as WhatsApp, Instagram, email, Telegram, or other direct communication means. In emails, text messages, and other electronic communications exchanged between you and our team. This Policy does NOT apply to information collected by: Us offline or through any other channel not expressly linked to our official digital ecosystem; Third parties, even if you access them via links published on our website (e.g., payment platforms, social networks, or external integrations). We recommend you read this Policy carefully. If you do not agree with our practices, we ask you not to use our website. Use of our site implies your express acceptance of this Policy. We may update it periodically, so we suggest reviewing it frequently on this same page. Minors Under 18 Our services are NOT intended for individuals under the age of 18. We comply with the COPPA (Children’s Online Privacy Protection Act) and the General Data Protection Regulation (GDPR). We do not knowingly collect data from individuals under 18 years of age. If you are underage, please do not send us any personal information. If we become aware that we have collected personal information from a minor without verifiable parental or guardian consent, we will delete such information immediately. To report any potential violations of this type, please contact us at: [email protected] Information We Collect and How We Obtain It We may collect three main types of information: a) Personal information provided directly by the user: Full name, email address, phone number. Payment information (PayPal, credit card, or other methods). Social media username (Instagram, WhatsApp, Telegram, etc.). Information voluntarily submitted through contact forms, surveys, registrations, or purchase processes. b) Technical and browsing information: IP address. Device and browser type. Pages visited within the site. Browsing time, clicks, traffic source, etc. This information may be collected through cookies, pixels, or other tracking technologies (see section “Cookies and Similar Technologies”). c) User Contributions: You may choose to submit content for publication in public areas of the Site or within our community platforms, such as forums, groups, testimonials, or reviews. Please note that any information you voluntarily share in these areas may be visible to other users and is not under our control. Security The Owner adopts reasonable technical, administrative, and organizational measures, consistent with industry practices, to protect the personal information we collect against unauthorized access, misuse, loss, or unauthorized disclosure. This includes, among others, the use of SSL encryption, secure servers, access management, and internal data protection training. However, due to the inherent nature of the Internet and evolving technologies, we cannot guarantee the absolute security of your personal data. You acknowledge that any transmission of personal information is done at your own risk. In the event that we become aware of a security breach affecting your personal information, we will notify you as soon as possible in accordance with applicable law. Information We Collect Through Automatic Data Collection Technologies While you browse and interact with our Website (https://www.goldenlife.academy), we may use automatic tracking and data collection technologies to obtain technical information about your visit, including: Details of your visits (e.g.: URL, pages viewed, duration of visit, site navigation). IP address, approximate geographic location, device type, operating system, browser used, internet service provider, among others. Usage behavior: clicks, scrolling, interacted forms, session duration. This information helps us to: Improve the user experience. Prevent fraud and misuse of the platform. Measure and optimize the performance of the website and marketing campaigns. Personalize the displayed content and advertising. 5.1 Technologies Used Cookies: Small files stored on the user’s device. We use both first-party and third-party cookies to authenticate users, save preferences, analyze traffic, and improve the experience. Flash Cookies / Local Storage: Used for specific video playback functions or loading customized content. Web Beacons / Pixel Tags: Code fragments used on web pages or emails to measure user activity, confirm views, track conversions, or analyze behavior. Sessions and server logs: Used to diagnose technical issues, optimize performance, and maintain system security. 5.2 Third-Party Cookies We work with platforms and advertising/analytics services such as: Google Analytics Meta (Facebook, Instagram) TikTok Pixel Stripe PayPal Hotjar Google Tag Manager These third parties may collect data for advertising targeting or behavioral analytics. You can review and adjust your cookie settings in your browser. For more information on how to manage these cookies, you can visit: https://www.allaboutcookies.org/es/ 6. Interest-Based Advertising and Remarketing The Owner may use collected data (own or through third parties) to display personalized advertisements on and off the Website through remarketing, retargeting, and lookalike audience campaigns on platforms such as: Facebook Ads / Instagram Ads Google Ads / YouTube Ads TikTok Ads These ads are based on your browsing behavior, visit history, completed forms, interests, previous clicks, and other variables. You can disable interest-based advertising by following the specific instructions on each platform. Disclaimer Regarding Third Parties The Website may contain links, integrations, or content provided by third parties (such as YouTube videos, social media links, payment platforms, etc.). We do not control nor assume responsibility for the privacy policies, security practices, or content of such third parties. We recommend reviewing the applicable policies before submitting any data on external sites or tools. Service Providers We may employ external companies or individuals (“Authorized Third Parties”) to: Provide or maintain functionalities of the Website. Perform services on our behalf (e.g., email management, technical support, analytics, marketing tools, automations). Assist in analyzing how the Website is used. Facilitate the delivery of digital content and courses. Provide payment processing and order fulfillment services. These third parties will have access to your personal information only to the extent necessary to fulfill their specific contractual duties and are legally obligated not to disclose or use the information for any purpose other than that originally authorized. Payment Processing When you purchase a product or service through the Website or via direct payment links (e.g., WhatsApp, email, or social media), the transaction may be processed by one of the following external payment processors: Stripe, Inc. Privacy Policy: https://stripe.com/privacy PayPal, Inc. Privacy Policy: https://www.paypal.com/privacy Hotmart B.V. (when this platform is used as intermediary) Privacy Policy: https://www.hotmart.com/legal/privacy-policy Important: We do not store, process, or directly access your credit or debit card data. All payment-related information is provided directly to authorized processors via secure encrypted connections. These platforms are PCI-DSS certified (Payment Card Industry Data Security Standard), a global security standard for handling sensitive financial information. How We Use Your Information We use the data we collect from you or that you provide to us to: Operate, maintain, and present our Website and its contents. Manage access to our products, educational platforms, groups, and acquired services. Fulfill contractual obligations resulting from your purchase (e.g., billing, support, content delivery, renewals). Personalize your user experience by tailoring navigation and recommendations. Communicate with you regarding your account, subscriptions, renewals, changes, or incidents. Send you commercial, educational, or promotional information that may be of interest (based on your consent or legitimate interest). Offer personalized product or service recommendations, either ours or from associated third parties. Comply with legal, regulatory, or security obligations. Personalized Advertising and Remarketing We may use the collected information to show you relevant ads (on or off the Website) through platforms such as: Facebook Ads / Instagram Ads Google Ads / YouTube TikTok Ads Automated email marketing WhatsApp notifications (with user consent) If you interact with these ads (e.g., by clicking), advertisers may infer non-identifiable data about you, such as interests or demographic category, but we will not share personally identifiable data without your explicit consent. Disclosure of Your Personal Data We use the information we collect about you—including personal information—for various legitimate purposes, always under a valid legal basis and with the highest confidentiality. Main uses include, but are not limited to: Displaying and optimizing our Website and its content. Validating compliance with applicable Terms and Conditions. Improving services through surveys, testing, or feedback. Processing orders, subscriptions, payments, and product or service deliveries. Contacting you for technical notifications, support, subscription renewals, or other administrative or contractual notices. Keeping you informed about our products and services (marketing with prior consent). Running advertising campaigns (including remarketing and custom or lookalike audiences on platforms such as Meta, Google Ads, TikTok). Sharing data with our affiliates, subcontractors, and service providers under confidentiality agreements (e.g., automation tools, hosting, CRM, payment processors). Transferring data in business contexts (e.g., mergers, acquisitions, or asset sales). Complying with legal or regulatory requirements. Preventing fraud, disputes, or security risks. Any other use expressly authorized by you. We do not sell, rent, or share your personally identifiable information with unauthorized third parties. Email and SMS Communications By providing your email address in our forms (registration, purchase, contact, etc.), you consent to receiving communications from us, including: Purchase and access confirmations Subscription renewals Personalized promotional offers Educational or valuable informational content You can unsubscribe from our lists at any time via the appropriate link included in each email. We fully comply with the CAN-SPAM Act (U.S.) and never send unsolicited messages or messages with false information. If you provide your mobile phone number, you expressly authorize us to send automatic text messages (SMS or WhatsApp) for informational or commercial purposes. Frequency is limited, and you may cancel these messages by replying STOP or writing to us directly. Standard carrier rates may apply. We also reserve the right to contact you by phone when there is a legitimate interest and in compliance with the Telephone Consumer Protection Act (TCPA) and applicable state laws. Legal Disclosure We may disclose your personal information without prior notice when: Required by court order, legal process, valid government request, or applicable regulation (U.S., EU, or others). Necessary to enforce our Terms and Conditions, refund policies, contractual disputes, or collection processes. Required to protect the rights, property, or safety of our company, employees, customers, or users. Affiliate Programs and User-Generated Content If you participate in any of our affiliate programs or private groups (e.g., “Affiliate Room,” “Golden Life Community”), you agree that your questions, comments, posts, images, messages, and other contributions may be visible to other authorized members. If you wish to keep certain personal information confidential, we recommend that you do not share it publicly on these platforms. Legal Basis Under GDPR (for EEA Users) When data processing affects users located in the European Economic Area (EEA), we rely on the following legal justifications: Your explicit consent, when we have previously requested it. The execution of a contract, such as access to a purchased course or program. Our legitimate interest, such as improving our services, preventing fraud, or responding to inquiries. Compliance with a legal obligation. The necessity of processing for payment and billing management. Data Retention We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including: Legal compliance (e.g., tax and accounting requirements) Dispute resolution Contract execution Fraud prevention and access control Usage data (visits, clicks, IP, etc.) may be retained for longer periods for purposes such as analytics, security, performance, or user experience improvement—always in aggregated or anonymized form whenever possible. International Data Transfers The personal information we collect may be transferred to and stored on servers located outside your state, province, or country, including jurisdictions whose data protection laws may differ from those of your residence. In particular, if you are located outside the United States and choose to provide us with your information, you acknowledge and agree that your data—including your personal information—will be transferred to, processed, and stored in the United States, where Digital Impact Club LLC is legally based. By accepting this Privacy Policy and voluntarily submitting your information, you expressly authorize such international transfer, in accordance with adequacy mechanisms and safeguards required by applicable law, including the General Data Protection Regulation (GDPR) for users in the EEA, United Kingdom, and Switzerland. We will take all reasonably necessary and legally required steps to ensure that your data is handled securely, confidentially, and in accordance with this Policy, including the use of standard contractual clauses and providers that comply with international privacy and security standards. Your Choices Regarding How We Use and Disclose Your Information We offer you several options regarding the use of your personal information: Cookies and Tracking Technologies: You can set your browser to reject cookies or alert you when cookies are being placed. Please note that disabling cookies may cause some parts of the Website to not function properly. Third-Party Advertising: If you do not want your personal information to be used for promotional purposes by third parties, you may indicate this during registration or contact us at any time at [email protected]. Custom Audiences and Ad Campaigns: We may use your information to create lookalike or custom audiences on platforms such as Meta, TikTok, or Google. These data will never be directly shared with third parties without your consent. Marketing Preferences: All commercial emails include an unsubscribe link. You may also write to us to withdraw your consent or adjust your preferences. Opt-Out of Personalized Ads: You can visit the Network Advertising Initiative (NAI) or the Digital Advertising Alliance to voluntarily opt out of interest-based ads across multiple platforms. Access, Correction, and Deletion of Data You may access, modify, or delete your personal information by logging into your account or writing to us at [email protected]. Please note: We will delete your data upon request, unless we are required to retain it due to legal or contractual obligations. We cannot modify data if doing so would violate legal requirements or affect the accuracy of the information. If you delete public contributions or comments, they may still be accessible in caches, archives, or third-party backups beyond our control. U.S. State Privacy Rights Some U.S. states grant additional rights regarding the processing of personal data. You may: Request access, deletion, correction, and portability of your data. Object to targeted advertising or the sale of personal information. Withdraw consent for the processing of sensitive data. Limit how third parties use your data. States that currently provide these rights include, but are not limited to: California, Texas, Florida, Colorado, Virginia, Utah, Tennessee, Oregon, Montana, Iowa, Indiana, Nevada, and others. To exercise these rights, please contact us at [email protected]. Rights Under GDPR (For Users in the EEA, UK, and Switzerland) If you reside in the European Economic Area, the United Kingdom, or Switzerland, you have the right to: Access, correct, or delete your personal data. Restrict or object to processing. Request data portability in a readable format. Withdraw your consent at any time. File a complaint with your local data protection authority. To exercise any of these rights, write to [email protected] with the subject: GDPR Request. We may require identity verification before processing your request. Changes to Our Privacy Policy We reserve the right to update this Privacy Policy at any time. We will post any changes on this page with a new revision date at the end of the document. If we make significant changes in how we handle personal information, we will notify you with a prominent notice on the homepage of our Website or through other reasonable means. It is your responsibility to periodically review this page to stay informed about our current practices. Your continued use of the Website after changes have been published constitutes your acceptance of those changes. This Privacy Policy is an integral part of our Terms and Conditions of Use, which are incorporated here by reference. In the event of any conflict between the two, this Policy will prevail regarding the processing of personal data. By using this Website, you agree to defend, indemnify, and hold harmless Digital Impact Club LLC, its partners, employees, affiliates, and representatives from any claim, damage, loss, expense, or liability arising from the breach of this Policy or misuse of personal data. Neither we nor any other party involved in the creation, operation, or delivery of the Website shall be liable for indirect, incidental, punitive, or consequential damages resulting from your access to or use of the Site, to the fullest extent permitted by applicable law. Contact Information This website is operated by: Digital Impact Club LLC Registered entity in the State of Florida, United States. Official email for legal and privacy matters: 📩 [email protected] For questions, comments, access requests, corrections, cancellations, portability, or any other inquiries related to this Privacy Policy and our data handling practices, please contact us through this channel Last reviewed: October 5, 2025