Acceptance of the Terms of Use and Eligibility 1.1. Parties and Site. These Terms of Use (the “Terms”) govern access to and use of the website www.digitalimpactclub.com and its subdomains, microsites, private areas for students and/or third‑party platforms used for the delivery of content, including without limitation my.goldenlife-academy.com and, where applicable, Hotmart (collectively, the “Site”), operated by Digital Impact Club LLC, with registered address at 7901 4th St N, STE 300, St. Petersburg, FL 33702, USA (“DIC,” “we,” “us”). Any reference to the “User” or “you” includes the natural person who accesses/uses the Site or, where applicable, the entity on whose behalf they act. 1.2. Express acceptance. By accessing, browsing, registering, ticking acceptance checkboxes, clicking acceptance buttons (for example, “I Accept,” “Buy,” “Subscribe”) or otherwise using the Site, you declare that you have read and fully accept these Terms, as well as the Privacy Policy and the Cookie Policy in force at any given time, which are incorporated by reference. If you do not agree, you must not access or use the Site or contract our services. 1.3. Consent to electronic communications and records. You consent to receive communications, confirmations, legal notices, invoices, and receipts electronically (by e‑mail or through the Site). You agree that electronic records (logs, timestamps, IP addresses, payment gateway confirmations) constitute admissible evidence of your acceptance and of the transactions carried out, in accordance with applicable regulations (including the U.S. E‑SIGN Act, where relevant). 1.4. Age of majority and capacity. The Site is available only to individuals who are 18 years of age or older and have the legal capacity to contract. By using the Site, you represent and warrant that you meet these requirements. If you register or contract on behalf of a company or organization, you represent and warrant that you have sufficient authority to bind it under these Terms and that you accept these Terms on behalf of such entity. 1.5. Regulatory compliance and restricted territories. The User undertakes to comply with all applicable federal, state, or local laws (including rules on export controls and sanctions). Access/use is prohibited where restricted by law. DIC may deny, suspend, or cancel access when use: (i) infringes laws or sanctions; (ii) involves a risk of fraud or misuse; or (iii) is linked to jurisdictions, persons, or activities restricted by U.S. authorities or other applicable authorities. 1.6. Languages and precedence. These Terms may be offered in Spanish and English. In the event of any discrepancy between versions, the Spanish version shall prevail. Changes to the Terms and Conditions of Use 2.1. Modifications. DIC may revise and update these Terms at any time by publishing an updated version with the “Last Modified” date on the Site. Unless otherwise indicated, modifications take effect immediately upon publication and apply to all subsequent access and use. 2.2. “Material” changes and notices. When a change is material (for example, substantially affects subscription prices, recurring billing policy, or limitations of liability), DIC may notify you by e‑mail to the address associated with your account and/or by a prominent notice on the Site. Continued use of the Site or services after publication/notice implies acceptance of the changes. 2.3. Prior versions. To avoid disputes, DIC may retain evidence of prior versions and of the date on which each User accepted the Terms (including electronic records). However, DIC is not obliged to keep an individualized copy for each transaction, unless required by applicable law. 2.4. Ongoing contracts. Modifications do not affect economic terms already accrued for accepted orders or subscription periods already in progress, unless otherwise required by law, without prejudice to the changes governing renewals and subsequent use. Purpose and Personal Use License This Website operates as a digital training platform for personal and professional development, made available by Digital Impact Club LLC, a company registered in the United States and based in the State of Florida. Through the main domain and subdomains of https://www.goldenlife.academy (hereinafter, the “Website”), training programs, products, and services are offered to entrepreneurs, content creators, digital marketers, and professionals who wish to improve their skills, results, and quality of life. The programs and services offered may consist of, among others: • Downloadable or online-accessible content. • Courses, trainings in video, audio, PDF documents, templates, tutorials, and live classes. • Intensive workshops (in‑person or online). • Memberships or communities with exclusive content, access to events, private channels, or special benefits. • Free masterclasses or special promotional events. Each program, course, product, or service will have its own detailed description (technical sheet), which will include its scope, duration, access conditions, included materials, delivery method (online, live, recorded, etc.), and the public price applicable at the time of contracting. Limited use license By purchasing any product or service through the Website, the user obtains a limited, revocable, non‑exclusive, individual, personal, and non‑transferable license to access and use such content exclusively for educational and personal purposes. This license does not grant any right to distribute, reproduce, modify, sublicense, resell, multi‑user access, public broadcasting, or commercial use of the content. It is strictly prohibited to share, resell, redistribute, or allow third‑party access to purchased content, unless expressly authorized in advance and in writing by Digital Impact Club LLC. Any breach of these terms authorizes the Owner to immediately suspend access to the services, without any right to a refund, and to initiate the corresponding legal actions for misuse, unauthorized reproduction, piracy, or violation of intellectual property. Individual access and responsibility Access to the content is provided through a private area or secure link, via a username and password linked to the e‑mail address provided by the user at the time of purchase. The user is solely responsible for maintaining the confidentiality of their credentials and for preventing access by unauthorized third parties. Fraudulent or shared use of credentials may result in revocation of access, loss of the license, and civil or criminal liability for damages caused to the company. Sales Conditions All purchases made from Digital Impact Club LLC (hereinafter, the “Owner”), whether through the official website https://www.goldenlife.academy, via payment links distributed directly (through WhatsApp, Instagram, e‑mail, or other channels), or through authorized affiliates and representatives, shall be governed by these Sales Conditions, without exception. By completing a purchase—regardless of the channel used—the user declares that: • They are at least 18 years old or of legal age in their country of residence. • They are fully empowered to enter into a binding contract with the Owner. • They have read, understood, and expressly accepted these Terms and Conditions, as well as the published Privacy Policy and Refund Policy. YOU MAY NOT PURCHASE ANY PRODUCT OR SERVICE IF: • You do not accept these Sales Conditions. • You do not have the legal age required to enter into a contract. • Your access to this type of service is legally restricted in your jurisdiction. In the event of any contradiction between these Sales Conditions and any other site policy, these Sales Conditions shall prevail. 4.1 Acceptance and Validation of Orders Every order placed constitutes an irrevocable offer by the user. The Owner reserves the right to accept or reject any order at its sole discretion, even after payment has been received. Access to the contracted content (whether via e‑mail, platform, community, or any other delivery channel) shall be deemed valid proof that the contract has been formalized and the service activated, nullifying any subsequent right to a refund, except as legally provided. 4.2 Prices, Payments, and Invoicing Prices shall be those publicly indicated on the website or in the offer sent to the user. All prices are expressed in USD (U.S. dollars). Taxes are not included and will be added where applicable. The Owner may update prices without prior notice. Changes will not affect purchases already made. Payment will be made through secure platforms such as Stripe, PayPal, or other authorized providers. The buyer declares they are authorized to use the selected payment method. Invoicing: A receipt or invoice will be automatically sent to the e‑mail provided. To receive a valid legal invoice, the user must enter correct and complete tax information at the time of purchase. The Owner is not obliged to make retroactive corrections or issue later invoices due to missing tax information. 4.3 Shipment of Physical Products (if applicable) If physical products are sold: • The Owner will ship the order to the address provided by the buyer. • Shipping costs will be disclosed before completing the purchase. • Risk of loss and title transfer to the buyer once the product is delivered to the carrier. • Delivery dates are estimates. The Owner is not responsible for delays attributable to third parties. 4.4 Refund Policy By purchasing any product or service, the user accepts that, due to its digital nature and immediate access, no refunds will be issued once content has been accessed through any channel (online platform, e‑mail, direct link, community, private group, etc.). For subscription products, the user understands and agrees that: • Access is automatic and continuous. • No refunds will be issued for monthly or annual renewals under any circumstances. This includes second‑month, third‑month payments, etc. Legal exception (first purchase only): • The user may exercise the right of withdrawal within 14 calendar days following the initial purchase, provided that no content has been accessed. • To exercise it, the user must send a clear written request to: [email protected]. • The system logs all access and content views. These records will constitute irrefutable proof of use in the event of a dispute. Refunds will not be accepted in the following cases: • Partial or total access to the content. • Subscription renewals. • User error in selecting the product. • Request outside the established period. Sales are final, except in cases of proven technical error, duplicate payment, or service cancellation by the Owner. 4.5 Subscription / Membership Services By subscribing, the user authorizes automatic recurring charges. Cancellation must be requested at least 7 days before the next charge, by e‑mail to [email protected]. Fees already paid are non‑refundable. Access will remain until the end of the active period. In case of non‑payment, access will be automatically suspended until the balance is regularized. 4.6 Payment Disputes The user undertakes to contact the support team first before initiating any chargeback or dispute with their bank or processor. Initiating a dispute without valid justification may be considered a breach of contract and fraudulent use of the system, enabling the Owner to: • Suspend the user’s access. • Block future purchases. • Report the incident as fraud to platforms such as Stripe, PayPal, and issuing banks. • Take legal action if applicable. 4.7 Warranty and Limitation of Liability All products and services are offered “as is,” without any warranty of financial, personal, or professional results. The testimonials shown are real examples but do not constitute a promise of success or income. The user’s success depends on their own effort, commitment, and execution. The Owner shall not be liable for direct or indirect damages, loss of income, interruptions, unforeseen costs, or consequences arising from the use of the products or services purchased. Access to the Website and Account Security The Owner reserves the right, at any time and without prior notice, to modify, suspend, or discontinue, in whole or in part, access to the website https://www.goldenlife.academy (hereinafter, the “Website”), its functionalities, materials, programs, content, or any related service, without this giving rise to any right to compensation for the user. The availability of the Website is not guaranteed on a permanent basis. Technical maintenance, shutdowns for updates, suspension for legal or business reasons, or other operational or strategic reasons may occur. In this regard, the user expressly accepts that access may be limited or interrupted at any time, without prior notice, and that the Owner will not be liable for losses or damages arising from such interruption. 5.1 User Responsibility The user is solely responsible for: • Ensuring they have the necessary technical means and connection to access the Website. • Ensuring that any person who accesses the Site through their network or device is aware of these Terms and Conditions and is bound to comply with them. • Protecting their access credentials (email, password, or other identifiers) and maintaining their confidentiality. • Not sharing or transferring, in whole or in part, access to the Website, its content, courses, or associated platforms to any third party. The user declares that all information provided during the registration process or use of the Website will be truthful, current, and complete. Use of the Website implies explicit consent to our Privacy Policy (available at https://www.goldenlife.academy/privacy-policy), as well as to any data processing arising from the use of our services. 5.2 Account Security Access to certain areas of the Website or to purchased content may require the use of personal credentials. These credentials are assigned individually and may not be shared, transferred, or used by persons other than the account holder. The user agrees to: • Maintain the confidentiality of their credentials at all times. • Immediately notify [email protected] of any unauthorized use of their account, attempted fraudulent access, security breach, or loss of access. • Log out securely after each use, especially on public or shared devices. Improper, negligent, or fraudulent use of credentials constitutes a material breach of these Terms and Conditions and entitles the Owner to suspend or cancel access without any right to a refund. The Owner reserves the right to suspend, limit, or delete any user account if, at its sole discretion, it detects: • Improper or shared use of credentials. • Suspicious, fraudulent activities, or activities that violate these Terms. • Lack of truthfulness in the data provided. • Unauthorized access or resale of content. Intellectual Property Rights All content included, displayed, or available through the website https://www.goldenlife.academy, as well as any subdomain, associated platform, payment link, members area, private community, course, program, or digital service offered by Digital Impact Club LLC (hereinafter, the “Owner”)—including but not limited to: texts, images, trademarks, logos, trade names, designs, illustrations, graphics, interfaces, source code, software, scripts, audiovisual content, educational material, course structure, visual identity, video calls, community, processes, internal guides, program names, product names, and teaching methodology—constitutes the intellectual property of the Owner or has been duly licensed by third parties. Such content is protected by United States intellectual property and copyright laws and applicable international treaties. 6.1. Limited Use License By purchasing access to any product, content, or digital service, the user obtains an individual, revocable, non‑exclusive, non‑transferable license for strictly personal use. This license authorizes the user to access and use the purchased content solely for their own personal training, and strictly prohibits: • Sharing, reselling, sublicensing, distributing, transmitting, or assigning full or partial access to third parties, whether free of charge or for a fee. • Reproducing, copying, modifying, extracting, or reusing materials for commercial, training, or external dissemination purposes. • Recording private sessions, downloading materials without authorization, using screenshots, or forwarding access without the Owner’s written consent. Any attempt at reverse engineering, decompilation, code modification, mass reproduction, or unauthorized redistribution will be considered a serious infringement and may give rise to civil and criminal legal action. 6.2. Specific Use Limitations The following is not permitted: • Reproducing or modifying the content with the aim of creating derivative materials, your own courses, or new training programs. • Disseminating materials on social networks, Telegram channels, private groups, forums, or third‑party platforms without prior consent. • Removing watermarks, logos, copyright notices, or any identification of the legitimate origin of the content. • Using bots, scrapers, spiders, or crawling tools to access, collect, or replicate content, internal messages, the user database, or the site structure. • Using the content as part of a competing company, info‑product, or external affiliate funnel that has not been previously authorized by contract. 6.3. Rights Violations and Consequences Any unauthorized use of the content or violation of this intellectual property policy will immediately and without prior notice result in: • Permanent revocation of access to the purchased services, without any right to a refund. • Definitive exclusion from any program, community, or subscription associated with the Website. • The initiation of civil and/or criminal legal actions against the infringer for damages, including claims for lost profits, reputational harm, and fraudulent use. The user acknowledges that none of the materials offered by the Owner grant ownership, copyright, participation, or co‑authorship. Access to the content does not imply assignment of any economic or moral rights. 6.4. Special Requests If the user wishes to use the Website materials for a purpose other than that expressly authorized (for example, institutional licenses, academic use, or collaboration proposals), they must submit a formal written request to: [email protected] Silence or lack of response does not imply consent. 7. Trademarks and Prohibited Uses 7.1. Trademarks All trade names, trademarks, logos, slogans, designs, and product or service names associated with Digital Impact Club LLC, including but not limited to “Golden Life,” “Golden Life Academy,” “Máquina de Imprimir Dinero,” and any other trade name registered or used by the Owner, are the exclusive property of the Owner or its licensors and are protected by national and international intellectual and industrial property laws. The unauthorized use of any trademark, logo, or brand identifier — whether on websites, social media, advertising campaigns, promotional materials, or in any other medium — is strictly prohibited without the prior written authorization of the Owner. Any misuse may constitute infringement of intellectual property rights, unfair competition, or identity theft, and will result in the corresponding legal actions, including claims for damages. 7.2. Prohibited Uses of the Website The User agrees to use the Website and all resources, content, and services accessible from it solely for lawful, personal, and non-commercial purposes. The following, among others, is strictly prohibited: Using the Website in any way that violates applicable local, state, national, or international laws. Reproducing, copying, downloading, distributing, modifying, renting, selling, reselling, sublicensing, or otherwise commercially exploiting content without the express authorization of the Owner. Impersonating another person, entity, customer, affiliate, or representative of the Owner, or misrepresenting one’s identity in any official communication channel (e.g., WhatsApp, social media, email, etc.). Performing reverse engineering, decompilation, automated extraction (scraping), using bots, spiders, or other automated mechanisms to extract data or access the site and its content in bulk. Introducing viruses, malicious code, trojans, worms, logic bombs, or other technologically harmful elements into the Website or elements designed to damage the Site, the company, or other users. Attacking the Website through denial of service (DDoS), server interference, or attempting to access unauthorized parts of the system. Publicly sharing access to private content or selling personal credentials to third parties. Failure to comply with any of the above prohibitions will entitle the Owner to immediately suspend the user’s access to the Website or any of its products or services, without the right to a refund, and to pursue the corresponding legal actions for damages. 8. User Contributions 8.1. License over Submitted Content Any content, comment, message, testimonial, suggestion, email, attachment, contribution in private or public forums, social media posts, reviews, audio, video, or any other form of communication sent by the user to Digital Impact Club LLC (hereinafter, the "Owner"), to any of its employees, contractors, affiliates, representatives, or official platforms (including but not limited to WhatsApp, Instagram, email, Circle, web forms, or community forums), will constitute a “User Contribution.” By submitting such content, the user automatically, irrevocably, and without any compensation, grants the Owner a worldwide, perpetual, irrevocable, royalty-free, sublicensable, and non-exclusive license to: Use, reproduce, modify, adapt, edit, translate, store, distribute, publish, display, share, publicly communicate, or create derivative works from such content in any medium, channel, or format (current or future), for commercial, promotional, educational, testimonial, or informational purposes. Incorporate such User Contribution into advertising campaigns, success stories, paid ads, sales pages, training platforms, or any material related to the services offered by the Owner, without the need for further approval or notification. 8.2. Warranty of Rights over Submitted Content The user expressly declares and warrants that: They are the rightful owner of all rights, titles, and interests in the submitted content or that they have sufficient authorization for its use and transfer under the terms stated herein. The submitted content does not infringe any intellectual property rights, image rights, trademarks, trade secrets, contracts, or any other rights of third parties. The content does not contain false, libelous, defamatory, obscene, threatening, intimidating, offensive, discriminatory, illegal information, or any language or file that may be considered violent, harmful, pornographic, racist, homophobic, misogynistic, xenophobic, or that promotes hate or illegal activities. 8.3. Security and Malware The user guarantees that their content does not contain viruses, malicious code, logic bombs, worms, automated scripts, cancelbots, trojan horses, or any other program or file intended to damage, interrupt, intercept, or hijack data, or that compromises the security of the Website or the privacy of users and the Owner. 8.4. Misuse of the Platform It is expressly prohibited to: Use the Website’s communication channels or communities to request money, promote personal projects, recruit, engage in pyramids, multilevel marketing, or sell third-party services or products without written authorization from the Owner. Send unjustified external links, spam, unrelated affiliate campaigns, or any type of message considered commercial, intrusive, or beyond the educational purpose. 8.5. Content Monitoring The Owner reserves the right, but not the obligation, to monitor, moderate, edit, move, or remove any user content posted or submitted through the Website or its related channels, at any time and without prior notice, at its sole discretion. If any User Contribution violates these terms or applicable law, the Owner may suspend or cancel the user's access to the platform and its services, without refund and without prejudice to any applicable legal actions. 9. Reliance on Published Information All information published on this Website — including texts, articles, training materials, recommendations, FAQs, opinions, or testimonials — is provided solely for general informational and educational purposes. Although reasonable efforts are made to keep the content updated, its accuracy, completeness, currency, or applicability to individual situations is not guaranteed in any way. The user expressly accepts that: Any decision made based on such information will be at their sole responsibility. The Owner shall not be liable for the results the user achieves (or fails to achieve) by applying the information on the Website, as such results depend on factors beyond the Owner’s control, such as execution, prior experience, market conditions, available resources, etc. Therefore, the user releases the Owner from any direct or indirect liability arising from the use or interpretation of the information published on the Website, including damages, financial losses, poor business decisions, or unmet expectations. 10. Third-Party Content and Disclaimer The Website may partially or fully include content generated by third parties, such as: User contributions (testimonials, comments, reviews). External collaborators or bloggers. Links, widgets, or integrations from third-party tools (video platforms, email marketing services, payment processors, etc.). Information aggregators, social networks, or affiliate platforms. Any opinion, recommendation, data, technical information, advice, or guidance published by third parties is the sole responsibility of the author and does not necessarily reflect the position, vision, values, or guarantees of the Owner. The Owner assumes no obligation to verify or validate the authenticity or truthfulness of the information generated or shared by third parties and will not be responsible for errors, inaccuracies, omissions, or damages caused by the use of such content. Users access such resources at their own discretion and are responsible for verifying the reliability or suitability of any provider, product, service, or external link before engaging with them. 11. Changes to Website Content The Owner reserves the right to: Modify, update, reorganize, or delete any part of the content, design, functionalities, or services of the Website at any time and without prior notice. Introduce new sections, courses, prices, policies, features, or conditions, at its sole discretion and with no obligation to keep prior versions active. Update information, correct typographical errors, or make adjustments to reflect the evolution of its products and services. The fact that certain materials remain visible on the Website does not imply that they are current, applicable, or available for purchase at that time. It is the user’s responsibility to regularly review the Terms and Conditions and all documentation related to their use of the Website, acknowledging that continued use constitutes implied acceptance of any published changes. 12. Links to Third-Party Sites The Website may include, for user convenience, links, hyperlinks, redirect buttons, or integrations with third-party websites, external platforms, or tools not owned by Digital Impact Club LLC (hereinafter, the “Owner”). The user acknowledges and agrees that: Such third-party sites are not under the control of the Owner, and the Owner assumes no responsibility for their content, policies, terms of use, updates, availability, or technical performance. The inclusion of links does not imply, in any case, recommendation, approval, or endorsement by the Owner with respect to the products, services, information, or content offered therein. The Owner will not be liable for losses, damages, technical incidents, or harm derived from the user’s use of or reliance on those sites, including but not limited to: purchases made, security issues, data collection, operational failures, viruses, errors, or interruptions. Any relationship the user establishes with third-party sites will be at their own risk and responsibility. It is recommended to carefully review the terms and conditions, privacy policies, and commercial terms of those sites before interacting or sharing personal information. 13. Geographic Restrictions and International Jurisdiction This Website is operated by Digital Impact Club LLC, a company registered and domiciled in the State of Florida, United States, with servers located within U.S. territory. Therefore: The content, structure, design, services offered, and commercial terms of this Website are intended exclusively for users located in the United States and other territories where its use is legal. Access from other countries is done solely at the initiative of the user, who will be responsible for ensuring compliance with local laws applicable to them. The Owner does not guarantee that the Website, its functionalities, or content are appropriate, accessible, or legal outside the United States, nor will it be responsible for legal or tax effects that may arise in other jurisdictions. For users located in the European Union or countries with specific consumer protection and data privacy laws, specific terms and conditions for Europe are provided, which will apply only when appropriate due to the consumer’s place of residence and are duly accepted during purchase. 14. Disclaimer of Warranties The user expressly acknowledges and agrees that: 14.1. Technological Risks and User Responsibility Access and use of the Website, as well as the downloading of files, content, documents, or any other material, are done at the user’s own risk. Although the Owner implements reasonable digital security practices, it does not guarantee that the Website is free from errors, viruses, malware, trojans, destructive code, or harmful components. The user is responsible for: Implementing proper security systems, firewalls, and antivirus protection on their device. Performing regular external backups. Ensuring their systems are correctly configured to prevent loss or damage. To the maximum extent permitted by law, the Owner will not be liable for: Damages or losses caused by cyberattacks, viruses, malware, system failures, or software errors. Any indirect, incidental, special, punitive, or consequential damages resulting from the use of the Website, the materials available, or the services provided. 14.2. Nature of Content and Limitation of Liability All products, training programs, tools, materials, and content on the Website (including videos, texts, audios, templates, live or recorded sessions, forums, documents, or downloadable resources) are offered "as is" and "as available," without any express or implied warranties of any kind, including but not limited to: Warranties of accuracy, timeliness, completeness, or fitness for a particular purpose. Warranties of merchantability or technical compatibility. Warranties of results, financial benefits, professional transformation, fulfillment of expectations, or business success. Neither the Owner nor its affiliates, employees, representatives, suppliers, strategic partners, or agents make any representations that: The Website will operate uninterrupted or error-free, or that any errors can be corrected. The content will meet the user’s personal, professional, or commercial objectives. Access to the Website or its complementary platforms will always be available. 14.3. Waiver of Implied Warranties The Owner disclaims all warranties that may be implied by law, including but not limited to: Fitness for a particular purpose. Non-infringement of third-party rights. Warranties arising from the course of dealing, performance, trade usage, or business practices. 14.4. Legal Exceptions Nothing in this clause limits or excludes warranties that, by legal mandate, cannot be waived or limited under applicable law. In such cases, the provisions will apply to the maximum extent allowed by the laws of the State of Florida or the corresponding jurisdiction. 15. Limitation of Liability To the fullest extent permitted by applicable law, the user expressly agrees that: 15.1. Limitation of Damages and Economic Compensation In no event shall the Owner (Digital Impact Club LLC), or its subsidiaries, affiliates, licensors, employees, representatives, agents, contractors, suppliers, or business partners be liable to the user or any third party for any damages of any kind, including but not limited to: Direct, indirect, incidental, special, punitive, or consequential damages. Loss of income, profits, savings, or data. Business interruptions, loss of business opportunities, or reputational harm. This applies regardless of the cause or legal theory invoked (contract, tort, negligence, strict liability, among others). 15.2. Maximum Liability Cap The total cumulative liability of the Owner, related to any claim arising from the use of the Website, products, or services offered, will be limited to the lesser of: One hundred U.S. dollars (USD $100), or The total amount actually paid by the user to the Owner in the last six (6) months, exclusively in relation to the specific product, course, or service that gave rise to the claim. 15.3. Exclusion of Certain Limitations The foregoing does not affect any liabilities that cannot be excluded or limited by law, in which case only the maximum limitation allowed under the applicable regulations shall apply. 16. Indemnification The user agrees to defend, indemnify, and hold harmless: Digital Impact Club LLC, as well as its directors, founders, affiliates, employees, licensors, strategic partners, contractors, agents, and suppliers, from any claim, loss, damage, liability, fine, demand, judgment, or expense (including reasonable attorney’s fees and court costs), directly or indirectly arising from: Improper, fraudulent, unauthorized, or illegal use of the Website or any of its products, services, or content. Violation of these Terms and Conditions or any applicable law or regulation. Use of acquired content in a manner contrary to what is stipulated in these Terms. Any infringement of intellectual or industrial property rights committed by the user. User contributions (comments, posts, shared content) that violate third-party rights or local laws. The Owner reserves the right to assume the exclusive defense of any claim subject to indemnification by the user, and the user agrees to cooperate in good faith in such defense. 17. Governing Law and Jurisdiction You agree that: Digital Impact Club LLC, the Owner, has its legal domicile exclusively in the State of Florida (USA) and shall be deemed to operate solely from that jurisdiction. This Website is considered a passive site, which implies that it does not establish personal jurisdiction over the Owner in territories outside of Florida, in accordance with applicable U.S. law. All controversies, disputes, or claims arising from your use of the Website, any product or service purchased, or these Terms and Conditions, shall be governed exclusively by the substantive laws of the State of Florida, without applying its conflict of law rules. Any legal action or judicial proceeding must be brought solely in the state or federal courts located in Miami-Dade County, Florida, with the user expressly waiving any other venue to which they may otherwise be entitled. In the event of litigation, the prevailing party shall be entitled to recover all reasonable legal expenses, including court costs, fees, and attorneys' fees. Any cause of action arising from the use of this Website or these Terms and Conditions must be initiated within one (1) year from the moment the cause of action arises. Otherwise, such claim will be irrevocably barred. A printed version of these Terms and Conditions, as well as any communication conducted electronically, shall be admissible as documentary evidence in judicial or administrative proceedings, with the same validity as documents originally issued on paper. 18. Waiver and Severability No waiver by the Owner of the exercise of any right, power, or provision contained in these Terms and Conditions shall be deemed a further or continuing waiver of such right or provision, nor shall it affect the validity of any other right, clause, or provision herein. The fact that the Owner does not demand strict compliance with any provision shall not constitute a waiver, nor limit its right to enforce such provision in the future. If any provision of these Terms and Conditions is declared invalid, illegal, or unenforceable by a competent court, such provision shall be deemed severable from the rest of the text and shall not affect the validity or enforceability of the remaining clauses, which shall remain in full force and effect. 19. Entire Agreement These Terms and Conditions of Use, together with the Privacy Policy, the Refund Policy, and, where applicable, the Affiliate Program, constitute the full and binding agreement between you and Digital Impact Club LLC regarding access, use, and contracting of products or services offered through the Website and other official channels. This agreement supersedes and replaces all prior understandings, agreements, representations, and warranties, whether written or oral, between the parties relating to the same subject matter. Any exception or modification to the terms herein must be made in writing and with the express consent of the Owner. In the event of any discrepancy between these Terms and any other communication, offer, or document, this agreement shall prevail. 20. Feedback, Inquiries, or Contact This Website is operated by: Digital Impact Club LLC Registered in: Florida, United States Official contact email: [email protected] For any questions, suggestions, technical requests, or communications related to the operation of the Website, its services, billing, affiliate program, or support, you may write directly to the email address indicated above. A response will be provided within a reasonable timeframe. Last updated: October 5, 2025 ✅